Money and tax5 min read
Basic amount (G) 2026: 136 549 kroner explained
The basic amount is 136 549 kroner from 1 May 2026. See what 0.5 G, 6 G and 7.1 G are in kroner, and why pensions use a different G value than your benefits.
Hlib Suslov
#okonomi
Topics: 57
Welfare and NAV5 min read
Transition allowance and children's pension: money for survivors
Transition allowance is 307,235 kroner per year and children's pension is 136,549 kroner per child, as of 1 May 2026. How to apply and why it's urgent.
Hlib Suslov
Money and tax3 min read
New living allowance rates 2026: how much you can keep
From 1 July 2026, living allowance rates for wage garnishment have increased. A single person must keep 11,388 kroner per month, and housing costs are added separately.
Hlib Suslov
Family and children3 min read
Child Support Advance 2026: new rates from 1 July
From 1 July 2026, new rates apply for child support advance from NAV. See the amounts, income limits and who can receive advance child support.
Hlib Suslov
Family and children3 min read
Free kindergarten core hours: new income limit from 1 August 2026
The income limit for free kindergarten core hours becomes 692 465 kroner from 1 August 2026. If your household has a lower combined income, your child is entitled to 20 free hours in kindergarten each week. But you must apply yourself, and the date you apply determines how much you save.
Hlib Suslov
Consumer rights and scams5 min read
Wage garnishment and the bailiff: how much can be deducted in 2026?
Wage garnishment means the bailiff deducts money from your salary or benefits. Here's how subsistence is calculated, how much can be deducted in 2026, and how to file a complaint.
Hlib Suslov
Consumer rights and scams5 min read
Credit freeze and identity theft: how to protect yourself
Credit freeze is free and stops loans in your name. Here's how to freeze yourself with all five bureaus, and how to act in the first 24 hours of identity theft.
Hlib Suslov
Consumer rights and scams5 min read
Norgespris 2026: fixed electricity price at 50 øre – is it worth it?
Norgespris offers a fixed electricity price of 50 øre/kWh incl. VAT through 2026. See what the scheme costs, how the commitment works, and whether it pays off where you live.
Hlib Suslov
Family and children5 min read
Help paying for children's leisure activities (2026)
Can't afford football, brass band or swimming for your child? Here's how low-income families can get financial help with leisure activities in Norway in 2026.
Hlib Suslov
Money and tax4 min read
Commuting deductions for EEA workers: money back
Do you work in Norway but have your family in another EEA country? Commuting deductions for travel, meals and accommodation can give you thousands back on your tax return. See the 2025 and 2026 rates and the two traps.
Hlib Suslov
Housing5 min read
Enova grants 2026: money back for energy improvements
Enova grants 2026 give you money back for heat pumps, solar panels and other energy improvements to your home. See the rates, who can apply, and how to apply with BankID.
Hlib Suslov
Money and tax4 min read
Refinancing: consolidating expensive small loans and credit card debt
Refinancing consolidates expensive small loans and credit cards into one loan with a lower interest rate. See when it's worth it, how to compare offers, and where to get free help.
Hlib Suslov
Money and tax4 min read
BSU 2026: youth housing savings explained
BSU (youth housing savings) lets you save for housing and receive up to 2,750 kroner in annual tax deductions. See who can save, amounts and rules for 2026.
Hlib Suslov
Money and tax5 min read
VAT for sole proprietorships: the 50 000-kroner threshold
Sole proprietorships must register for VAT when turnover exceeds 50 000 kroner over twelve months. Learn the rates, the VAT return, and pitfalls to avoid.
Hlib Suslov
Family and children4 min read
Reduced parental payment: cheaper daycare 2026
Maximum fee for daycare is 1,200 kroner in 2026. With a low income, you can get reduced parental payment, free core hours or sibling discount.
Hlib Suslov
Consumer rights and scams5 min read
Contents insurance for renters: why you need it
Contents insurance covers your belongings against fire, water and theft. The landlord's insurance does not. See what it covers, what it costs and how to choose.
Hlib Suslov
Comparison5 min read
Fixed or spot price on electricity? How to choose
Spot price follows the market hour by hour, fixed price gives you a fixed rate per kWh. Understand the difference, electricity support and Norgespris, and choose the right electricity contract.
Hlib Suslov
Money and tax6 min read
Back taxes 2026: what do you do if you cannot pay?
Cannot pay your back taxes in 2026? Here are the deadlines, what happens if you miss the first invoice, and how to apply for a payment plan with Skatteetaten.
Hlib Suslov
Transport4 min read
Car Insurance in Norway 2026: Liability, Comprehensive and Fees
Everything about car insurance in Norway: mandatory liability coverage, partial and comprehensive insurance, bonus discounts, deductibles, traffic insurance fees 2026 and MOT inspection.
Hlib Suslov
Money and tax4 min read
Saving in Funds and Share Savings Account (ASK) in Norway 2026
How to start saving in stock funds, what a share savings account (ASK) is, and how capital gains tax works in Norway.
Hlib Suslov
Money and tax6 min read
Pay Tax in Norway for the First Time (2026)
Your first tax year in Norway: your employer deducts tax, remaining tax is due 20 August 2026, and amounts under 100 kroner are never collected. See deadlines and KID.
Hlib Suslov
Consumer rights and scams5 min read
Customs and VAT on packages from abroad: VOEC explained
How customs and VAT work on packages from abroad. Learn what the VOEC scheme is, when you avoid customs fees, and how to avoid fee shock.
Hlib Suslov
Money and tax4 min read
Foreign income and assets in the tax return 2026
If you live in Norway, you must report foreign income and assets in your tax return. Learn how housing, bank accounts and rental income are taxed—without double taxation.
Hlib Suslov
Consumer rights and scams5 min read
Fraud in Norway: 7 common tricks – how to stop them
Learn to recognize the 7 most common types of fraud in Norway – from fake SMS messages and BankID pressure to investment fraud – and what to do if you get tricked.
Hlib Suslov
Transport5 min read
Get your driving license in Norway from scratch: basic course, theory and driving test
Do you want to get your driving license in Norway from scratch? Here's how the entire process works: traffic basic course, mandatory training, theory test and driving test – with 2026 prices.
Hlib Suslov
Money and tax5 min read
Paying Bills in Norway: eFaktura and AvtaleGiro
How to pay bills in Norway: KID number, eFaktura and AvtaleGiro explained simply — plus how to pay paper bills and what debt collection costs.
Hlib Suslov
Work and rights5 min read
Start a limited company: AS or sole proprietorship?
Do you want to start a limited company in Norway? See what an AS costs, the difference between AS and sole proprietorship, and how to register your company in Altinn.
Hlib Suslov
Money and tax4 min read
Buying and selling secondhand in Norway: safe and tax-free
How to buy and sell secondhand safely in Norway: best marketplaces, checklist against fraud and tax rules — profit on your own things is tax-free.
Hlib Suslov
New in Norway5 min read
Borrow sports equipment for free in Norway: BUA and equipment centers
Borrow skis, ice skates, tents and rain gear for free through BUA. Here's how to find an equipment center, what you can borrow by season, and how to dress your children for the cold.
Hlib Suslov
Money and tax3 min read
Policy interest rate 2026: interest up – what it means for your loan
The policy interest rate in 2026 went up, not down. Norges Bank held the rate at 4.25 percent in June. See what it means for housing loans and consumer loans – and what you can do.
Hlib Suslov
Health2 min read
Cheaper dentist for young adults (19–28 years) in Norway
Are you 19–28 years old? You pay only 25 percent at the public dental health service in Norway. Here's how to get the discount, where it applies, and what it covers.
Hlib Suslov
Money and tax6 min read
Credit cards and consumer loans in Norway: interest rates, pitfalls and right of withdrawal
How credit cards and consumer loans work in Norway: interest-free period, high effective interest rate, the Debt Register, right of withdrawal within 14 days and free help if debt grows.
Hlib Suslov
Money and tax5 min read
Tax settlement 2026: When will the money come back?
Tax settlement 2026 explained: the difference from the tax return, when the money comes, how to check status and register your account number for payment.
Hlib Suslov
Health5 min read
Patient travel in Norway: get your medical travel covered (2026)
Travelling for treatment? You can get your travel covered. See rates and copay for 2026, how to apply on helsenorge with BankID, and when you get arranged transport.
Hlib Suslov
Society and history4 min read
Gambling in Norway: rules, monopoly and help
How gambling works in Norway: only Norsk Tipping and Norsk Rikstoto can offer gambling, the age limit is 18, foreign casinos are illegal, and help is free.
Hlib Suslov
Money and tax5 min read
Sending Money Home from Norway: What Does It Actually Cost?
A practical guide to sending money home from Norway: what it actually costs, how to avoid fraud, and what rules apply to reporting and tax.
Hlib Suslov
Work and rights4 min read
Payslip explained: gross, tax and net
Payslip explained simply: what gross salary, withholding tax and net salary mean, how the tax card works, and why holiday pay in June and December salary are different.
Hlib Suslov
Money and tax5 min read
Save money on food in Norway: food budget and smart tips
How to create a food budget and save money on food in Norway: discount chains, store brands (EMV), Too Good To Go, seasonal produce, and practical shopping tips – with data from SIFO and SSB.
Hlib Suslov
Housing5 min read
Property Tax and Municipal Charges in Norway: What Homeowners Pay
Property tax in Norway is optional for each municipality, but nearly all homeowners pay municipal charges for water, sewage and waste. Here are the rules, rates and what it costs in 2026.
Hlib Suslov
Housing5 min read
Renting out rooms and tax in Norway: when is it tax-free?
If you rent out a room in the home you live in, the rent is usually tax-free. Here are the rules for tax-free and taxable rental income in Norway – simply explained.
Hlib Suslov
Society and history5 min read
Government Pension Fund explained: Norway's Oil Fund
The Oil Fund is the common name for the Government Pension Fund Global (GPFG). Learn what the fund is, who manages it, its value, the fiscal rule, and ethical guidelines.
Hlib Suslov
Money and tax5 min read
Electricity and grid rent in Norway: guide to your power bill 2026
Understand the difference between electricity and grid rent, how electricity support and Norgespris work in 2026, and how to read your bill and cut your costs.
Hlib Suslov
Consumer rights and scams5 min read
Buy Now, Pay Later in Norway: How to Avoid the Debt Trap
Buy now, pay later with Klarna, Vipps and Walley is credit. Pay the full invoice on time, avoid expensive installments, and use your 14-day right of withdrawal.
Hlib Suslov
Welfare and NAV2 min read
Debt problems and debt settlement in Norway: help when bills pile up
Do you have too much debt to repay? In Norway there is a statutory debt settlement scheme through the bailiff (Namsmannen), free counselling via NAV and 800GJELD, and a system for turning unmanageable debt into a payable plan.
Hlib Suslov
Society and history4 min read
Sustainability in Norway
Sustainability is more than the environment. In Norway it means climate, nature, economy, welfare, fair distribution and future responsibility.
Hlib Suslov
Housing6 min read
Norway’s Housing Market: Ownership, Renting and Costs
Updated overview of official Norwegian housing statistics, ownership, renting and household housing costs.
Hlib Suslov
Money and tax4 min read
Personal finance in Norway: budget, account and smart spending
Practical guide to personal finance in Norway for newcomers: budget, fixed and variable expenses, current account, savings account, BSU and how to avoid expensive credit.
Hlib Suslov
Money and tax4 min read
Tax in Norway simply explained for immigrants
A simple introduction to how tax works in Norway: skattekort (tax card), what your taxes pay for, the building blocks of income tax, kildeskatt (PAYE), and skattemelding (tax return).
Hlib Suslov
Housing6 min read
Housing cooperative or owner-occupied in Norway: what do you own?
Understand the difference between borettslag and selveier before you buy a home in Norway.
Hlib Suslov
Housing3 min read
Buying a Home in Norway for Immigrants: Equity, Bids and Loans
Buying a home in Norway? You need at least 10 percent equity, loans of no more than five times your income, and a bid is binding. Here's how bidding rounds, property reports, stamp duty and takeover work.
Hlib Suslov
Housing3 min read
Startup loans from the municipality: home loans when the bank says no
A startup loan is a home loan from the municipality, financed by Husbanken, for you if you cannot obtain a regular bank loan over time. A standard startup loan typically requires no down payment and can cover the entire home purchase.
Hlib Suslov
Housing3 min read
Housing Allowance 2026: who qualifies – including tenants
Housing Allowance is a monthly benefit from Husbanken for those with low income and high housing costs – even as a tenant. See 2026 rates, who qualifies, and how to apply.
Hlib Suslov
Consumer rights and scams3 min read
Insurance in Norway for newcomers: what you must have and can skip
Only motor liability insurance is mandatory in Norway. Contents insurance is almost necessary, while liability and travel coverage are often included. Here's how to avoid paying double.
Hlib Suslov
Consumer rights and scams6 min read
Electricity in Norway explained: grid rent, spot price, fixed price and strømstøtte 2026
The electricity bill in Norway has two parts: grid rent you cannot switch and power you can. How spot price, fixed price, strømstøtte 2026 and Norgespris work.
Hlib Suslov
Consumer rights and scams6 min read
Debt collection in Norway: how to handle a bill you cannot pay
Got a collection notice and cannot pay? How debt collection works in Norway: from reminder to the bailiff, your right to a payment plan and where to get free help.
Hlib Suslov
Money and tax3 min read
Tax Return in Norway 2026: deadlines and pitfalls
Your tax return is pre-filled, but you must check it yourself. The deadline is 30 April 2026 for salaried employees, 1 June for self-employed. Foreign accounts, loans, and deductions such as travel and commuting are often not filled in – you must enter these yourself.
Hlib Suslov
Transport6 min read
The monthly pass gets 260 kroner cheaper in 2026: how much you save
The monthly transit pass gets about 260 kroner cheaper in 2026 – over 3,000 kroner a year. The state spends 1.1 billion on lower prices in every county. How you save.
Hlib Suslov