
European Health Insurance Card: ordering, coverage and validity
How to order the European Health Insurance Card for free on Helsenorge, what the card covers in the EU/EEA, Switzerland and the UK – and what to do if your card is lost.
Topics: 6

How to order the European Health Insurance Card for free on Helsenorge, what the card covers in the EU/EEA, Switzerland and the UK – and what to do if your card is lost.

How to file a claim correctly: the one-year deadline that kills your right to compensation, when a small claim doesn't pay off, and your free right to appeal when the company says no.

Physiotherapy in Norway doesn't require a doctor's referral. At a contracted physiotherapist, you only pay out-of-pocket costs (egenandel) up to the free-pass card limit of 3,278 kroner in 2026.

Everyone with a national ID number or D number has the right to a GP in Norway. Learn how to get one, change your GP on Helsenorge, and what a doctor's visit costs.

A free healthcare ticket gives you free health services for the rest of the year once you've paid the out-of-pocket ceiling. See the amount for 2026, who is exempt, and what counts.

Healthcare frikort 2026 explains when doctor fees stop, what counts toward the limit, and what immigrants should check on Helsenorge.