
Work and rights5 min read
Sick benefits for self-employed: what NAV covers
As a self-employed person, you receive no sick benefits for the first 16 days. See the 2026 insurance rates and the trap that determines full coverage from day 1.
Hlib Suslov
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As a self-employed person, you receive no sick benefits for the first 16 days. See the 2026 insurance rates and the trap that determines full coverage from day 1.

In Norway there are three legal forms for self-employed work: employee, freelancer and sole proprietor (ENK). Here explained are the tax differences, VAT obligations, and what social safety net coverage you lose.