# Frikort 2027: proposed ceiling of NOK 3,406

Norway proposes a frikort ceiling of NOK 3,406 in 2027. Today it is NOK 3,278. See why unchanged individual fees can mean a higher annual ceiling.

Canonical: https://samfunnprep.no/en/nyheter/frikort-2027-forslag-3406
Language: en
Publisher: SamfunnPrep
Author: Hlib Suslov
Published: 2026-10-08T11:36:51.233+00:00
Modified: 2026-10-10T13:10:42.650233+00:00
AI use policy: https://samfunnprep.no/ai-policy.txt

## Key takeaways

- NOK 3,406 is proposed for 2027 As of 7 October 2026, the current ceiling is NOK 3,278; distinguish the proposed ceiling from an adopted amount.
- NOK 128 concerns the annual ceiling The proposal changes the ceiling for approved user fees; it does not raise each appointment’s price by NOK 128.
- Only approved user fees count Check registration, receipts and your bank account; frikort does not make every private service or all dental treatment free.

The government proposes raising the user-fee ceiling from NOK 3,278 to NOK 3,406 in 2027. That is NOK 128 more. As of 7 October 2026, this is a budget proposal, not an adopted new ceiling.

## What is proposed for frikort in 2027?

The proposal concerns frikort, the health-service exemption card. The **user-fee ceiling** is the limit for approved user fees you pay before receiving frikort. With frikort, you do not pay these fees for the rest of the calendar year.

The government also proposes no increase in individual user fees for health services covered by the ceiling scheme. See [the budget’s discussion of user fees](https://www.regjeringen.no/no/statsbudsjett/2027/a-til-a/id3173017/).

| Year | User-fee ceiling | Status as of 7 October 2026 |
| --- | --- | --- |
| 2026 | NOK 3,278 | Current ceiling |
| 2027 | NOK 3,406 | Government proposal |

Stortinget, Norway’s parliament, will consider [the 2027 budget proposal](https://stortinget.no/no/Saker-og-publikasjoner/Statsbudsjettet/statsbudsjettet-2027/). SamfunnPrep explains the current scheme in its [guide to frikort at the doctor](https://samfunnprep.no/en/articles/frikort-lege-2026).

## Why can the ceiling rise when individual fees do not?

The price of one service and the ceiling for the whole year are two different amounts. The proposal says individual fees under the scheme will not increase, while the annual ceiling will be adjusted for prices.

For someone who pays enough approved user fees to exceed the ceiling, the proposal means paying NOK 128 more before receiving frikort. It does not mean each doctor’s appointment becomes NOK 128 more expensive. Nor will every patient pay up to the ceiling.

## Does frikort make all treatment free?

No. Only approved user fees count. Costs such as equipment and medical certificates may fall outside the scheme. With private providers without a reimbursement agreement, you must cover the whole cost yourself.

Some dental diseases and treatment of gum disease can count towards frikort. Even so, you may have to pay the difference between the dentist’s price and the amount covered by National Insurance. Frikort therefore does not make all dental treatment free. [Helsenorge explains the conditions](https://www.helsenorge.no/betaling-for-helsetjenester/frikort-for-helsetjenester/).

## What can you check now?

Use the current ceiling of NOK 3,278 when checking 2026. Helsenorge says you normally receive frikort automatically within three weeks after paying over the ceiling in approved user fees.

- View registered user fees and your frikort when you log in to Helsenorge.
- Check the bank account for refunds, and keep your receipts.
- Contact the provider if a payment is missing; approved user fees must be reported within 14 days.

If you have paid too much, the amount you are entitled to is refunded automatically. Follow the final budget decision before planning around the 2027 ceiling. The [SamfunnPrep tools overview](https://samfunnprep.no/en/verktoy) offers support for other practical tasks.

## FAQ

### Is the frikort ceiling already NOK 3,406?

No. As of 7 October 2026, NOK 3,278 applies in 2026. NOK 3,406 for 2027 is the government proposal.

### Does each user fee rise by NOK 128?

No. The proposal raises the annual ceiling by NOK 128. The government proposes no increase in individual user fees under the ceiling scheme.

### Does frikort cover all health costs?

No. Only approved user fees are covered. Equipment, certificates and private services may fall outside; dental treatment may have a price difference to pay.

### Do I have to apply for frikort myself?

Normally you receive frikort automatically when approved fees have been reported and you have paid over the ceiling. Check your overview on Helsenorge.

## Sources

- [Statsbudsjettet 2027: A til Å, Egenandeler](https://www.regjeringen.no/no/statsbudsjett/2027/a-til-a/id3173017/)
- [Frikort for helsetjenester](https://www.helsenorge.no/betaling-for-helsetjenester/frikort-for-helsetjenester/)
- [Statsbudsjettet 2027](https://stortinget.no/no/Saker-og-publikasjoner/Statsbudsjettet/statsbudsjettet-2027/)

Citation: Hlib Suslov, "Frikort 2027: proposed ceiling of NOK 3,406", SamfunnPrep, 2026-10-08T11:36:51.233+00:00, https://samfunnprep.no/en/nyheter/frikort-2027-forslag-3406